Loan EMI Calculator

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Loan EMI Calculator

Calculate your Equated Monthly Installment with detailed amortization schedule

Loan Details

₹10,00,000
₹1,000 ₹1 Cr
8.5%
1% 30%
5 Years
1 Year 30 Years

EMI Breakdown

Monthly EMI
₹20,000
Principal Amount ₹10,00,000
Total Interest ₹2,00,000
Total Payment ₹12,00,000
Processing Fee ₹10,000

Payment Distribution

Amortization Schedule

Year Principal Interest Total Payment Balance
Month Principal Interest Total Balance
Showing first 12 months of total loan period

Loan Summary

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Loan Tenure
5 Years
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Interest Rate
8.5% per year
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Processing Fee
1%
Annual Prepayment
0%
ℹ️

How EMI is Calculated?

EMI = [P x R x (1+R)^N] / [(1+R)^N-1]

P = Principal Loan Amount

R = Monthly Interest Rate

N = Loan Tenure in Months

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